Loan Rates


Loan Rates

Loan Description Approximate Terms APR*
First Mortgage (Credit Union Only) 120 Months Call for Rates
Second Mortgage (Credit Union Only) 120 Months Call for Rates
Certificate Secured 60 Months 2% over Certificate Rate
Helping Hands ($20 Application Fee, $500 Limit) 3 Months 18.00%
Christmas ($1,500 Limit, Oct. - Dec.) 12 Months As low as 9.20%
Vacation ($1,500 Limit) 12 Months As low as 9.20%
New Auto (90% of Retail) Up to 84 Months As low as 2.00%
New Auto (100% of Retail) Up to 84 Months As low as 2.50%
Refinance Auto (100% of Payoff, Up to 125% NADA value) Up to 84 Months
Semi-New Auto (90% of Retail, 501 - 15,000 Miles) Up to 84 Months As low as 2.00%
Used Auto (90% of NADA Retail) Up to 84 Months As low as 2.50%
New Motorcycle (100% of Retail) Up to 84 Months As low as 3.00%
Used Motorcycle (90% of Retail) Up to 84 Months As low as 3.00%
New Boats (90% of Retail) Up to 84 Months As low as 2.50%
Used Boats (90% of High NADA Retail) Up to 84 Months As low as 3.00%
New Non-Motorized RV (90% of Retail) Up to 84 Months As low as 2.50%
Used Non-Motorized RV (90% of NADA Retail) Up to 84 Months As low as 3.00%
New Motor Home (90% of Retail) Term based on Value
Up to 120 Months
As low as 2.50%
Used Motor Home (90% of NADA Retail) Term based on Value
Up to 120 Months
As low as 3.00%
Other Secured New Merchandise (90% of Retail) Up to 84 Months As low as 2.50%
Other Secured Used Merchandise (90% of Retail) Up to 84 Months As low as 3.00%
New Computers (100% of Retail) Up to 24 Months As low as 3.00%
Share Secured Up to 60 Months 2.20%
Personal Up to 36 Months As low as 9.20%
Line of Credit Up to 60 Months 8.90%
Debt Consolidation ($26,000 Maximum) Up to 60 Months As low as 9.20%
VISA Credit Card - Fixed Rate 3% of owed balance 9.90%