Investment Rates


Share Certificate Rates

Term NFCU: $1,000-$74,999 NFCU: $75,000 & over
3 Months 0.50% 0.50%
6 Months 0.80% 0.80%
12 Months 1.53% 1.53%
18 Months 1.68% 1.68%
2 Years 1.92% 1.92%
3 Years 2.06% 2.06%
4 Years 2.24% 2.24%
5 Years 2.49% 2.49%

All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
Early withdrawal penalty applies.


Money Market Rates

Amounts Rate APY**
$25.00 - $4,999 0.15% 0.15%
$5,000 - $9,999 0.27% 0.27%
$10,000 - $19,999 0.32% 0.32%
$20,000 & Up 0.50% 0.50%

All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
Early withdrawal penalty applies.


IRA Account Rates

Term Rate APY**
Daily 0.75% 0.75%

Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
Early withdrawal penalty applies.


IRA Term Account Rates

Term APY**
12 Months 0.85%
18 Months 0.95%
2 Years 1.05%
3 Years 1.15%
4 Years 1.15%
5 Years 1.15%

All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
IRA Term Certificates are set for the term of the account.
$1,000 minimum balance required. 
Early withdrawal penalty applies.