Who can apply for an NFCU loan?
Members who have at least $25.00 on deposit with NFCU are eligible to apply for an NFCU loan.
Enjoy great service!
We make every effort to close a loan request within 24 hours; be sure to call a loan officer to find out your fastest process.
How to apply for a loan.
For your round-the-clock convenience, apply online for all loans except mortgages.
This handy loan may be used for car repair, tuition, moving expenses, medical bills, weddings – you name it!
Line of Credit
Enjoy ready cash as needs arise! May be used for Checking Account Overdraft Protection.
Just say no to costly in-store financing!
|24 Months||100% of Retail|
|60 Months||APR is 2% above your current Certificate Rate|
|60 Months||Up to amount in Regular Share Savings|
Christmas & Vacation Loans
Helping Hand Loan
This loan is available as an “Alternative to a Pay-Day Loan” for Members needing quick cash or help establishing or rebuilding credit.
Must have employment and provide a current pay stub
No credit check
Must not be in bankruptcy
Must be in good standing with NFCU
$500.00 maximum per loan
Loan application fee before advance
3 months repayment term
Loan must be repaid in full before receiving another advance. (only four per calendar year, per household.)
Debt Consolidation Loan
VISA® Credit Cards
For NFCU Members only! If you currently hold a higher-interest credit card or credit balance anywhere, we invite you to transfer the balance to an NFCU issued VISA — and save!
No annual fee
Low fixed rate
No teaser rate
No cash advance fees
Pay off your balance within the 25 day grace period and owe no interest
Credit Card for Teens
Here at Nashville Firemen’s Credit Union, we believe all young people should learn healthy savings habits first! However, we understand there may be times when teens need a credit card — such as when they go to college.
Does your teen need a VISA card?
If your teen (at least age 18) has an NFCU student savings account, then with your parental approval and signature on the application, he or she may apply for an NFCU VISA® card.
NFCU offers an excellent range of low-interest loans for both new and used vehicles. Why not get pre-approved before you shop? Getting pre-approved (finding out exactly how much car you can buy) will give you bargaining power! All repayment terms are based on the value of the vehicle. Remember — NFCU offers extended auto warranties and gap insurance!
|Car, Truck or Van||
Other Secured (Lawn mowers, ATVs, Trailers, etc.)
|Lawn Mowers, ATVs, Trailers, etc.||
NFCU is helping to make home ownership a reality for our members by offering an array of mortgage programs. From “low down payments” to “jumbo mortgages,” there’s a program that best suits you. Your NFCU loan officer can help you find it! Call for details.