Share Savings Rates ^(a)

April 26, 2012

Balance: $0 - $24.99
Dividend Rate: 0.00%
APY: 0.00%

Balance: $25.00 - $4,999.99
Dividend Rate: 0.10%
APY: 0.10%

Balance: $5,000.00 - $19,999.99
Dividend Rate: 0.20%
APY: 0.20%

Balance: $20,000 & Up
Dividend Rate: 0.30%
APY: 0.30%

Kid’s Club Savings Rates ^(b)

Student Savings Rates ^(b)

Christmas Club Savings Rates ^(c)

November 1, 2011

Balance: -
Dividend Rate: 0.30%
APY: 0.30%

Special Savings Rates ^(c)

November 1, 2011

Balance: -
Dividend Rate: 0.30%
APY: 0.30%

a) Minimum deposit of $25.00 to open account.
b) Minimum deposit of $5.00 to open account.
c) No minimum deposit to open account.

Rates are subject to change without notice.

Fees or other conditions could reduce the earnings on these accounts. Must apply in person at the credit union. Full disclosures will be given at that time.

APY=Annual Percentage Yield

NCUA Insured

Federally Insured by NCUA.

Share Savings Rates (a)

Kid’s Club Savings Rates (b)

Student Savings Rates (b)

Christmas Club Savings Rates (c)

Special Savings Rates (c)

Share Savings Rates ^(a)

Kid’s Club Savings Rates ^(b)

Student Savings Rates ^(b)

Christmas Club Savings Rates ^(c)

Special Savings Rates ^(c)