Loan Rates

Effective February 27, 2013

Equal Housing Lender

First Mortgage
(Credit Union Only)
Term: 120 Months
APR: 5.25%

Term: Second Mortgage
(Credit Union Only)
120 Months
APR: 5.25%

Certificate Secured
Term: 60 Months
APR: 2% over Certificate Rate

Helping Hands
($20 Application Fee, $500 Limit)
Term: 3 Months
APR: 18.00%

Christmas
($1,000 Limit, Oct. - Dec.)
Term: 12 Months
APR: 10.00%

Vacation
($1,200 Limit, June - Aug.)
Term: 12 Months
APR: 12.00%

New Auto (100% of Retail)
Term: 60 Months
APR: As low as 1.99%

New Auto
(100% of Retail, $25,000 or Over)
Term: 72 Months
APR: As low as 1.99%

New Auto (90% of Retail)
Term: 60 Months
APR: As low as 1.99%

New Auto
(90% of Retail, $25,000 or Over)
Term: 72 Months
APR: As low as 1.99%

Used Auto
(90% of NADA Retail, $25,000 or Over)
Term: 72 Months
APR: As low as 2.99%

Used Auto
(90% of NADA Retail, $15,000 - $24,999)
Term: 60 Months
APR: As low as 2.99%

Used Auto
(90% of NADA Retail, Less than $15,000)
Term: 48 Months
APR: As low as 2.99%

Refinance Auto
(After 1 Year, 100% Payoff)
Term: Same as Used Auto
APR: As low as 1.99%

Semi-New Auto
(90% of Retail, 501 - 15,000 Miles)
Term: 72 Months
APR: As low as 2.99%

New Motorcycle
(90% of Retail)
Term: 72 Months
APR: As low as 3.99%

Used Motorcycle
(90% of Retail)
Term: 60 Months
APR: As low as 3.99%

New Boats
(90% of Retail)
Term: 72 Months
APR: As low as 3.99%

Used Boats
(90% of High NADA Retail)
Term: 60 Months
APR: As low as 3.99%

New Non-Motorized RV
(90% of Retail)
Term: 72 Months
APR: As low as 3.99%

Used Non-Motorized RV
(90% of NADA Retail)
Term: 72 Months
APR: As low as 3.99%

New Motor Home
(90% of Retail)
Term based on Value - Up to 120 Months
APR: 3.99%

Used Motor Home
(90% of NADA Retail
Term based on Value - Up to 72 Months
APR: As low as 3.99%

Other Secured New Merchandise
(90% of Retail)
Term: 48 Months
APR: As low as 3.99%

Other Secured Used Merchandise
(90% of Retail)
Term: 36 Months
APR: As low as 3.99%

New Computers
(100% of Retail)
Term: 24 Months
APR: As low as 3.99%

Share Secured
Term: 36 Months
APR: 3.25%

Personal
Term: 36 Months
APR: 16.50%

Line of Credit
Term: 36 Months
APR: 8.90%

Guarantor
($26,000 Maximum)
Term: 60 Months
APR: 16.50%

Debt Consolidation
($26,000 Maximum)
Term: 60 Months
APR: 16.50%

VISA Credit Card
3% of unpaid balance
APR: 9.90%

This rate sheet is for informational purposes only and is not intended to be a contract or agreement. Other terms and agreements may apply. Rates are subject to change. Contact credit union for current rates, account agreements and disclosures.